By accessing, browsing, subscribing to, or otherwise using SecondOpinion.media (the “Site”) — including our email newsletters, podcasts, downloadable resources, social-media channels, and any other services we provide (collectively, the “Services”) — you (“you,” “your,” or “User”) agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Services.
Age. You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account or make any purchase.
Account Information. You agree to provide accurate, complete, and current information and to update it promptly. You are responsible for all activity that occurs under your credentials.
Security. Keep your password confidential and notify us immediately of any unauthorized use.
Free vs. Paid Content. Some content is available at no charge; premium content or events may require payment. Plan details, pricing, renewal terms, and cancellation instructions are described on the checkout page.
Automatic Renewal. Unless you cancel before the end of the current term, paid subscriptions automatically renew at the then-current rate.
Refunds. Except where required by law, payments are non-refundable.
Taxes. You are responsible for any applicable taxes, duties, or other governmental charges.
Ours. The Site, including all articles, graphics, logos, audio, video, and code, is the property of Second Opinion Media or its licensors and is protected by U.S. and international intellectual-property laws.
Yours. You retain any rights you already hold in content you submit (“User Content”), but by posting or submitting User Content you grant us a worldwide, non-exclusive, royalty-free license to use, store, display, reproduce, publish, distribute, and adapt it for the purpose of operating and promoting the Services.
Feedback. Suggestions or feedback you provide may be used by us without any obligation to you.
You agree not to:
Violate any local, state, national, or international law;
Post or transmit material that is defamatory, obscene, harassing, hateful, or otherwise objectionable;
Infringe or misappropriate intellectual-property or privacy rights;
Access, tamper with, or use non-public areas of the Site, or attempt to probe, scan, or test our systems;
Use any automated system (including bots, scrapers, or spiders) to access the Services in a manner that sends more request messages than a human could reasonably produce.
All content is provided for informational purposes only and is not medical, legal, or investment advice. Always seek the advice of a qualified professional regarding any questions about your specific circumstances. Reliance on any Site content is at your own risk.
The Site may contain links to third-party websites or services. We are not responsible for their content or practices, and linking does not imply endorsement.
Your privacy is important to us. Our collection and use of personal information is described in the SecondOpinion.media Privacy Policy, which is incorporated by reference.
If you believe your copyrighted work has been used in a way that constitutes infringement, please send a notice compliant with 17 U.S.C. § 512(c)(3) to the Designated Agent identified in Section 15.
We may suspend or terminate your access at any time, with or without notice, if we believe you have violated these Terms or if we discontinue the Services. You may cancel your account at any time through your profile settings or by emailing us.
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, secure, or error-free.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SECOND OPINION MEDIA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL NOT BE LIABLE FOR (A) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES; OR (B) AGGREGATE LIABILITY EXCEEDING THE GREATER OF ONE HUNDRED U.S. DOLLARS (US $100) OR THE AMOUNTS YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless Second Opinion Media, its affiliates, and their respective officers, directors, employees, and agents from any claims, losses, damages, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your User Content, or your violation of these Terms.
Governing Law. These Terms are governed by the laws of the State of New York, without regard to conflict-of-laws principles.
Arbitration. Any dispute arising out of or related to these Terms or the Services will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. You waive the right to a jury trial.
Class-Action Waiver. Disputes will be resolved on an individual basis; class actions are not permitted.
Second Opinion Media
Email: [email protected]
(For DMCA notices, please include “DMCA Notice” in the subject line.)
We may update these Terms periodically. Material changes will be posted on the Site or sent to you via email. Continued use after the effective date constitutes acceptance of the revised Terms.
Entire Agreement. These Terms (plus any referenced policies) constitute the entire agreement between you and us.
Severability. If any provision is held invalid, the remainder will continue in effect.
Assignment. You may not assign your rights under these Terms without our prior written consent; we may assign freely.
No Waiver. Our failure to enforce any provision is not a waiver of future enforcement.
Need help or have questions? Email us at [email protected].
This document is provided for general informational purposes and does not constitute legal advice. Consult counsel to ensure your Terms of Service reflect your specific business, regulatory obligations, and risk profile.